Frequently Asked Questions
Frequently Asked Questions
U Wealth SA is a FINMA-regulated wealth management firm based in Geneva, Switzerland. It is the recently spun off, pure play wealth management entity of the Unigestion Group, which has over 50 years of experience in wealth and asset management. U Wealth provides personalized investment advisory and portfolio management services to multi-generational families, entrepreneurs, and global citizens.
Yes. U Wealth SA is regulated by FINMA, the Swiss Financial Market Supervisory Authority. The firm complies with applicable Swiss and international regulatory frameworks, operating within one of the most stable and highly regulated financial systems in the world.
Yes. U Wealth acts independently and in the best interest of its clients. The firm uses an open-architecture approach, selecting investment instruments and funds from across the market rather than relying on proprietary products. This ensures advice is unbiased and fully aligned with each client's goals.
U Wealth is the pure play, private client’s entity dedicated to wealth management majority owned by the Unigestion Group, an independent investment firm founded in Geneva in 1971.
U Wealth SA is headquartered at 8C Avenue de Champel, 1206 Geneva, Switzerland — one of the world's leading financial centres for private wealth management. It also has an office in Zurich.
U Wealth is led by Andrea Stefanowicz Sabrier (Chief Executive Officer). The Board includes Bernard Sabrier (Chairman of U Wealth and Group Chairman of Unigestion; President of the Famsa Foundation and Children Action) and Régis Martin (Board Member of U Wealth and Chief Executive Officer of Unigestion) and Carlo Lomabardini (attorney at law and authority in Swiss banking matters).
U Wealth provides four core services:
• Discretionary portfolio management
• Investment advisory
• Multi-asset portfolio construction
• Wealth and investment structuring
These services are tailored to each client’s objectives, risk profile and long-term wealth planning needs.
U Wealth also acts as an extension and complement to sophisticated family offices for complex financial and family governance matters such as structured financing, art lending, and structure optimization.
Discretionary portfolio management means U Wealth manages your investments on your behalf. You agree on a strategy, a risk profile, and clear guidelines. U Wealth's seasoned investment team then allocates, monitors, adjusts, and optimises your portfolio's performance with full transparency, without requiring your approval for every decision.
With investment advisory, you remain involved in every decision. U Wealth proposes investment ideas, explains risks and opportunities, and supports you in making informed choices. You validate each investment decision, while U Wealth's experts provide personalised guidance on navigating constantly changing markets.
U Wealth builds tailored portfolios across all asset classes with precision. This includes traditional investments (equities, fixed income, currencies, commodities), alternative strategies (equity long/short, hedge funds, global macro, cryptocurrencies).
U Wealth serves multi-generational families, entrepreneurs, and global citizens who seek a more personal, more aligned approach to wealth management. The firm may not serve certain nationalities due to regulatory restrictions.
Yes. U Wealth serves global citizens and international clients, subject to applicable regulatory requirements. The firm may not work with certain nationalities due to regulatory restrictions.
Your portfolio is built based on your objectives, time horizon, risk tolerance, and personal situation. U Wealth combines over 50 years of investment heritage with a partnership approach, using proprietary asset allocation and state-of-the-art fintech analytics tools. The firm works closely with clients as long-term partners.
Yes. U Wealth supports family wealth planning and can help structure and manage assets for family members, including future generations. The firm was born from the desire to serve multi-generational families and understands the importance of legacy, governance, and continuity across generations.
Yes. Each client has a dedicated advisor and a direct relationship with the U Wealth team. Clients can contact their relationship manager directly and are not routed through a generic support system. You are supported by professionals with complementary skills in asset allocation, fund selection, portfolio management, trading, and macroeconomic strategy.
An independent wealth manager is not tied to proprietary products. Unlike a private bank in Switzerland, it focuses exclusively on investment advice and portfolio management. Open architecture means selecting funds and financial instruments across the market rather than using in-house products, reducing conflicts of interest.
A multi-asset investment strategy allocates capital across several asset classes — such as equities, fixed income, currencies, commodities, alternatives, and private markets — rather than concentrating in a single category. This approach aims to optimise risk-adjusted returns through diversification. U Wealth, for instance, builds customised portfolios.